Privacy Policy
1. INTRODUCTION
Risika A/S (CVR 37677892), located at Danneskiold-Samsøes Allé 41, 1434 Copenhagen, operates as an authorized credit reference agency. The company processes personal data as data controller for website visitors, employees, business partners, social media users, and credit reference activities.
2. SPECIAL PROVISIONS
Website Visits
Contact form submissions are processed under GDPR, Article 6(1)(f) based on legitimate interest, or Article 6(1)(b) if you're a customer. Data retained for 6 months after last contact.
Newsletter
Email marketing uses GDPR, Article 6(1)(a) consent basis per the Marketing Act.
Customer Information
Profile creation requires agreement to Terms and Privacy Policy. Processing basis: GDPR Article 6(1)(b) for contract performance. Retained until 3 months after profile closure or 3 years inactivity.
Feedback
Survey and market research data collected with consent under GDPR Article 6(1)(a). Kept up to 5 years; stored anonymously where possible.
Credit Information
Risika processes credit data under Data Protection Authority authorization (May 17, 2018) using Article 20(1) of the Data Protection Act. Data sources include cvr.dk, tinglysning.dk, and statstidende.dk. Customers receive company information via written notification. Data deleted after 5 years unless decisive for creditworthiness assessment.
Social Media
Processing uses GDPR Article 6(1)(f) legitimate interest basis. Comments retained 1 year; offensive content deleted during legal disputes.
Job Applications
Applicant data processed under GDPR Article 6(1)(b) for recruitment. Retained 6 months per Data Protection Authority guidelines.
3. GENERAL PROVISIONS
Contact Information
contact@risika.com; External Data Protection Officer also reachable via same email.
Data Recipients
Information disclosed to lawyers, accountants, and authorities only. Credit summaries provided to authorized customers. Data processors are security-accredited.
Subject Rights
Individuals may request inspection, correction, deletion, or portability by written request to contact@risika.com.
Complaints
Initial complaints to dpo@risika.com. Escalation to Danish Data Protection Authority: Borgergade 28, 1300 København K; dr@datatilsynet.dk; +45 33 19 32 00.
Policy Updates
Last updated August 19, 2021.