One unified cockpit for credit, monitoring and risk management
Risika Platform brings together data, alerts and analytics in one place, so you can set up credit policies, activate fraud indicators and use insight as a strategic management tool.
Credit risk without overview costs money
The problem:
Lack of real and current credit information makes it difficult to assess customers and slows down important decisions, sales and growth.
- Manual research on each customer takes time
- Data is scattered across different systems
- No alerts when customers' situation changes
- Sales and Finance work from different information
The solution:
Risika Platform brings together credit data, monitoring and analytics in an intelligent platform, so you can manage credit policies, react to signals and take the right risk.
The result:
You get complete overview and reliable insight in one place, so decisions about credit and customers become faster, more secure and actually strategic.
Everything you need to manage your credit risk
Complete overview, full insight
With Risika Platform, you get reliable insight in one place. Credit assessments on over 300 million companies across 190 countries.
• Same credit assessment across all countries
• Credit recommendations in your preferred currency
• History and trends over time
• Attention points on all companies
See signals before they become problems
Daily notifications about changes at your customers, suppliers or competitors. New accounts, management changes, bankruptcy filings – you know immediately and can react proactively.
• Monitor your entire customer base automatically
• Choose which events you want to be notified about
• Notifications via email, directly in the platform or via API
• User-defined setup as needed
From tactical to strategic risk management
Full overview of your entire customer portfolio. Understand where you are exposed, identify concentrations of risk, and make decisions that strengthen the entire business.
• Portfolio overview with risk segmentation
• Industry and geographic exposure
• Trends in your overall risk profile
• Reports to management
Credit policies that are actually followed
Set up your credit policies centrally and have them apply automatically across the organization. Finance, Sales and Support work from the same set of rules.
• Define rules based on score, industry, amount, etc.
• Automatic decisions on routine cases
• Exceptions sent for manual review
• Full traceability on all decisions
Works with your systems
You can benefit from all features and data points from Risika Platform, directly in the CRM and ERP systems you use. No data needs to be moved manually. No long implementations.
How Risika Platform is used
In Finance
Challenge: Manual review of credit requests and lack of overview of total exposure.
Solution: Automated credit decisions based on your policies. Portfolio overview with one click.
Result: 50% less time spent on manual credit assessments.
In Sales
Challenge: Spend months on a customer, only to get a "no" from Finance at the end.
Solution: Credit assessment visible from first contact. Salespeople know immediately if the customer is creditworthy.
Result: No time wasted on customers who cannot be approved.
For management
Challenge: Lack of insight into the company's overall credit risk.
Solution: Dashboard with risk overview. Reports to the board. Trends over time.
Result: Strategic risk management, not just manual lookups here and there.
automatic credit decisions - every day.
less time spent on manual workflows.
professionals trust Risika today.
"With Risika, we've gained a unified overview of our credit risk. We respond faster and make better decisions.